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Welcome to Smyths Financial. By using our website and services, you agree to comply with and be bound by the following terms and conditions. If you do not agree to these terms, please do not use our website.
Services Provided Smyths Financial provides information and advice regarding mortgage and protection products. We act as a mortgage and protection adviser. Our goal is to provide clear and professional guidance tailored to your individual circumstances.
No Client Fee Policy To keep our process simple and transparent, we do not charge our clients a broker fee for our mortgage advice services. Smyths Financial may receive a commission from the lender or insurance provider upon the successful completion of a mortgage or protection policy. All such arrangements are disclosed in line with regulatory requirements.
Accuracy of Information While we strive to ensure that the information on this website is accurate and up-to-date, we do not provide any guarantees regarding the performance of financial markets, property values, or interest rate trends. Any content, including blog posts and market outlooks, is for informational purposes only and does not constitute formal financial, legal, or tax advice.
Limitation of Liability We take reasonable care to ensure the information on this website is accurate, but it is general information and not a substitute for personalised advice. Smyths Financial is not liable for loss arising from reliance on this information, except where liability cannot lawfully be excluded, including loss caused by negligent regulated advice. Users should seek professional advice before making financial decisions.
Mortgage Risks Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. Please ensure you fully understand the terms of any mortgage or protection product before proceeding.
Intellectual Property All content on this website, including text, images, logos, and design, is the property of Smyths Financial and is protected by copyright laws. You may not reproduce, distribute, or use our content without our prior written consent.
External Links Our website may contain links to external third-party websites. These links are provided for your convenience only. We do not endorse or take responsibility for the content, privacy policies, or practices of any third-party websites.
Governing Law These terms and conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in relation to these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Changes to Terms We reserve the right to modify these Terms & Conditions at any time. Any updates will be reflected on this page with the “Last Updated” date adjusted accordingly.
Contact Us If you have any questions regarding these Terms & Conditions, please reach out to us at:
Email: john@smythsfinancial.co.uk
Phone: +44 7783 477680
Last updated: 2 August 2026
Smyths Finance Limited is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
No broker fee is charged to clients. However, we may receive a commission from the lender.
©2026 All rights reserved by smythsfinancial.co.uk
*When you submit this form, we will use the information you provide to respond to your enquiry. Please read our Website 'Just in Time' Notice and Privacy Policy for more information about how we use your personal data and your rights.