About Us

A More Personal Approach To Mortgage Advice

About Smyth’s Financial

Founded by John Smyth, an expert who has secured over 900 mortgages, Smyths Financial delivers a premium, independent service. We’ve moved away from high-volume lending to focus on what matters: personal, responsive support for every client.

Why We Chose A More Personal Approach

After working in a high-volume mortgage environment, John chose to build Smyths Financial around a more personal way of supporting clients. Rather than treating each mortgage as a one-off transaction, the focus is on building long-term relationships — helping clients with their first purchase, future moves and remortgages over time. Many clients return for advice again and recommend friends and family, knowing they will receive the same clear guidance and support. To keep the process simple and transparent, no broker fee is charged to clients. The focus is always on helping you secure the most suitable and competitive mortgage for your circumstances.

Online booking

A Service Built Around You

At Smyths Financial, you receive a highly personal and responsive service built around your needs. You’ll have direct access to your adviser, with clear communication, prompt replies and support whenever you need it including evenings and weekends.
Buying a home can feel complex. Estate agents represent the seller, and solicitors must act in the lender’s interest, so your mortgage adviser is often the only professional fully focused on you. As well as arranging the right mortgage and securing the most suitable rate, you receive guidance with the wider process from understanding the steps involved to dealing with estate agents, solicitors and key decisions along the way.
Advice is provided without a client fee, with a focus on building a long-term, trusted relationship.

• Personal, one-to-one advice tailored to your circumstances
• Whole-of-market lender access
• Mortgage and protection advice in one place

How We Work With You

Clear, straightforward advice tailored to your circumstances

Direct access to your adviser with ongoing communication

Support from first enquiry through to completion

Mortgage and protection advice in one place

Your mortgage down payment

Ready To Get Started?

Speak Directly With Your Adviser

Speak directly with your adviser and receive clear guidance on your next steps.

A Straightforward First Conversation

Your initial consultation is informal, straightforward and focused on understanding your goals.

Message On WhatsApp

You can also message directly on WhatsApp if you prefer a quick response.

Online booking

Arrange Your Mortgage Consultation

Meet The Team

John Smyth

Co Founder

mary ademaj

Co Founder

To Speak with An Adviser

Mortgage Consultation Appointment Form