Founded by John Smyth, an expert who has secured over 900 mortgages, Smyths Financial delivers a premium, independent service. We’ve moved away from high-volume lending to focus on what matters: personal, responsive support for every client.
After working in a high-volume mortgage environment, John chose to build Smyths Financial around a more personal way of supporting clients. Rather than treating each mortgage as a one-off transaction, the focus is on building long-term relationships — helping clients with their first purchase, future moves and remortgages over time. Many clients return for advice again and recommend friends and family, knowing they will receive the same clear guidance and support. To keep the process simple and transparent, no broker fee is charged to clients. The focus is always on helping you secure the most suitable and competitive mortgage for your circumstances.

At Smyths Financial, you receive a highly personal and responsive service built around your needs. You’ll have direct access to your adviser, with clear communication, prompt replies and support whenever you need it including evenings and weekends.
Buying a home can feel complex. Estate agents represent the seller, and solicitors must act in the lender’s interest, so your mortgage adviser is often the only professional fully focused on you. As well as arranging the right mortgage and securing the most suitable rate, you receive guidance with the wider process from understanding the steps involved to dealing with estate agents, solicitors and key decisions along the way.
Advice is provided without a client fee, with a focus on building a long-term, trusted relationship.
• Personal, one-to-one advice tailored to your circumstances
• Whole-of-market lender access
• Mortgage and protection advice in one place
Clear, straightforward advice tailored to your circumstances
Direct access to your adviser with ongoing communication
Support from first enquiry through to completion
Mortgage and protection advice in one place
Ready To Get Started?

Speak directly with your adviser and receive clear guidance on your next steps.

Your initial consultation is informal, straightforward and focused on understanding your goals.

You can also message directly on WhatsApp if you prefer a quick response.

Meet The Team
Co Founder
Co Founder
Turn your dreams into reality with our personalized and reliable mortgage services.