*When you submit this form, we will use the information you provide to respond to your enquiry. Please read our Website 'Just in Time' Notice and Privacy Policy for more information about how we use your personal data and your rights.
Clear mortgage advice built around you
When looking for a residential mortgage there’s a lot to consider from affordability and monthly payments to future plans and long term security. We help you understand your options clearly and guide you towards a mortgage that fits your situation with confidence.
Whether you’re buying moving home or reviewing your current mortgage you’ll receive clear guidance to help you make confident and informed decisions.
Understand how much you may be able to borrow based on your income and outgoings. This provides a helpful starting point before a full mortgage review.
Get an estimate of the tax and costs involved when buying a property helping you plan your budget more accurately.
All figures shown are indicative only. Your available mortgage options will depend on your circumstances and lender criteria.

Finding the right residential mortgage involves more than comparing headline rates. We take the time to understand your circumstances and future plans before identifying lenders and mortgage options that may be suitable for your needs.
You’ll receive straightforward advice, clear explanations and guidance throughout so you can move forward with confidence knowing your mortgage has been arranged properly.
Advice based on your circumstances and homeownership plans
Clear explanations of the available mortgage options
Support from your initial enquiry through to completion
First-time landlords purchasing their first rental property
Homeowners looking to invest in property
Existing landlords expanding their portfolio
Clients buying through a limited company structure
Investors reviewing or refinancing existing properties

A clear structured process so you always know what’s happening and what comes next.
We discuss your circumstances, budget, preferred property type and longer-term plans.
We assess your potential borrowing capacity and identify residential lenders and mortgage options that may suit your circumstances.
We arrange your application manage lender requirements and handle the full process.
Your mortgage completes and we continue to support you as your portfolio grows.
You’ll receive clear communication and ongoing support at every stage of the journey.
*When you submit this form, we will use the information you provide to respond to your enquiry. Please read our Website 'Just in Time' Notice and Privacy Policy for more information about how we use your personal data and your rights.
Please note that your home may be repossessed if you do not keep up repayments on your mortgage.
Smyths Finance Limited is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
No broker fee is charged to clients. However, we may receive a commission from the lender.
©2026 All rights reserved by smythsfinancial.co.uk
*When you submit this form, we will use the information you provide to respond to your enquiry. Please read our Website 'Just in Time' Notice and Privacy Policy for more information about how we use your personal data and your rights.