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Specialist support for first-time buyers
There’s a lot to think about when buying your first home we make it simple and guide you through every step.
We’ll clearly explain how much you can borrow, what your monthly payments could look like and what deposit you’ll need so you can plan with confidence.
We search the market and explain your options clearly helping you choose the right mortgage based on your plans not just the lowest rate.
From having an offer accepted through to getting your keys you’ll have ongoing guidance updates and support throughout the entire process.
We help you secure your agreement in principle and make sure all documents are in place so you’re ready to act when you find the right property

As a first time buyer you’re navigating this process for the first time and there’s a lot that isn’t always explained clearly.
We’ll manage the mortgage side for you deal with the lender and help keep everything progressing so you can focus on finding your new home.
Clear simple explanations at every stage
Help understanding estate agents and solicitors
Regular updates so you’re never left wondering
Support all the way through to completion
First-time buyers purchasing their very first home
Buyers unsure how much they can borrow
Clients with bonuses, commission or variable income
Buyers who want clear guidance and ongoing support
Anyone who wants someone to manage the process properly

Buying your first home can feel overwhelming so we keep everything simple clear and fully guided from start to finish.
We start by getting a clear picture of your income deposit monthly budget and goals so we can recommend what’s realistic and comfortable for you.
We organise your agreement in principle confirm affordability and make sure your documents are prepared so you can start viewing properties with confidence.
We search the market and match you with lenders suited to your situation explaining your options clearly so you can make the right decision
Once your offer is accepted we manage the full mortgage process, liaise with the lender estate agent and solicitor and keep everything progressing smoothly through to completion.
You’ll always know what’s happening, what comes next and have someone available to guide you at every stage.
*When you submit this form, we will use the information you provide to respond to your enquiry. Please read our Website 'Just in Time' Notice and Privacy Policy for more information about how we use your personal data and your rights.
Please note that your home may be repossessed if you do not keep up repayments on your mortgage.
Smyths Finance Limited is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
No broker fee is charged to clients. However, we may receive a commission from the lender.
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*When you submit this form, we will use the information you provide to respond to your enquiry. Please read our Website 'Just in Time' Notice and Privacy Policy for more information about how we use your personal data and your rights.