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Your home may be repossessed if you do not keep up repayments on your mortgage.
Financial products, including mortgages and insurance, carry certain risks. It is important that you understand the following:
Mortgage Repayments: If you fail to maintain your monthly mortgage payments, your property may be subject to repossession by the lender.
Interest Rate Changes: If you have a variable or tracker mortgage, your monthly payments may increase if interest rates rise.
Early Repayment Charges: You may be required to pay an early repayment charge to your existing lender if you decide to remortgage before the end of your current deal term.
Protection Insurance: The value and suitability of protection policies depend on your individual circumstances. Please ensure you read the policy documentation carefully to understand the terms, conditions, and exclusions that apply to your coverage.
General Disclaimer: The information provided on this website is for guidance purposes only and does not constitute formal financial, legal, or tax advice. We recommend that you carefully consider your financial position before proceeding with any mortgage or insurance application.
Smyths Finance Limited is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
No broker fee is charged to clients. However, we may receive a commission from the lender.
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*When you submit this form, we will use the information you provide to respond to your enquiry. Please read our Website 'Just in Time' Notice and Privacy Policy for more information about how we use your personal data and your rights.