Helping you buy, remortgage & move with confidence

Clear, personalised mortgage advice for first-time buyers, home movers, landlords and those looking to remortgage across London

Choosing the right mortgage for you

Understand how your deposit income credit profile and long term plans all influence the mortgage that’s right for you.

Understanding the remortgage process

Learn when to review your current deal how switching works and the steps to securing a better rate when your term ends.

Preparing to buy your first home

From saving your deposit to getting an agreement in principle here’s what to have in place before you start viewing properties.

Discover how we support you through every stage of the mortgage process.

How we can help

Tailored mortgage solutions for buying or moving home with clear advice and hands on support from application to completion.

A straightforward path onto the property ladder with guidance on deposits borrowing and each step through to completion.

Practical advice for property investors from single purchases to growing portfolios structured around your long term plans.

Specialist support for new build purchases including developer timelines incentives and lender requirements.

Speak To An Adviser Who Puts You First

Clear personalised mortgage advice from enquiry to completion alongside tailored protection advice to keep your home income and family safeguarded.

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Expert mortgage advice built around you

At Smyths Financial we guide every client through a personal journey keeping your goals and needs at the centre of everything we do.

Clear Guidance From Start To Finish

From your first thoughts of buying a home through to collecting your keys you’ll receive clear guidance and ongoing support throughout the entire process. We help you navigate lenders estate agents and solicitors keeping everything moving smoothly so you can move forward with confidence.

Competitive Mortgage Rates

With access to a whole of market panel of lenders we compare a wide range of mortgage options to help you find a competitive rate based on your circumstances.

Mortgage Advice, No Broker Fee

To keep the process simple and transparent, no broker fee is charged to clients. However, we may receive a commission from the lender.

Your home buying journey, step by step

A clear structured process so you always know what happens next

Protecting your home, your income & your family

A mortgage is one of the largest financial commitments you will make, so it is important that the right protection is in place. We provide clear tailored advice on the right protection for your circumstances helping you put cover in place that protects your home your income and your family if the unexpected happens.

If you already have cover in place through work or existing policies we review what you have and only recommend additional protection where it’s genuinely needed.

Life & Critical Illness Cover

Income Protection & Family Cover

What clients say about us

    
 
 
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   Farzana Shah 
 
 
 
 Trustindex verifies that the original source of the review is Google. John made the mortgage process effortless. His guidance was clear, the communication was consistent, and the expertise evident at every step. He listened carefully, found the best options for my situation, and handled everything with professionalism and care. I felt strongly supported throughout and achieved an excellent result. I highly recommended his service to those who are looking for an expert for their dream home!
  
 
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   Laura Martin 
 
 
 
 Trustindex verifies that the original source of the review is Google. Could not recommend John enough, made the process so easy and stress free. Also managed to get us exactly what we wanted which then made the process of offering and buying much more enjoyable. Incredibly patient and responsive to all our questions and queries!
  
 
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   Rob Crawford 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with John has been flawless from start to finish. Every question has been answered quickly and with care, and has made what could have been a complicated process simple and easy to understand. As a result of John's help we managed to find the right lender to help us secure our dream home in a competitive market.
  
 
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   Material Media Group 
 
 
 
 Trustindex verifies that the original source of the review is Google. He’s helped all of our clients perfectly. Would recommend to everyone
  
 
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   Daniel Perez 
 
 
 
 Trustindex verifies that the original source of the review is Google. We are so grateful, he helped us with everything. We wanted a luxury property in London and he helped us through everything perfectly
  
 
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   Daniel 
 
 
 
 Trustindex verifies that the original source of the review is Google. Helped my family and it was so helpful, we are first buyers and it was the best ever
  
 
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   Alexandra 
 
 
 
 Trustindex verifies that the original source of the review is Google. Couldn't recommend Smyths Financial enough! As a first-time buyer, I had absolutely no idea how the London property market worked or where to even start. John helped me put together a clear plan, explained everything, told me exactly what the next steps were, and guided me through the whole process from start to finish. It was also such a nice surprise to find out that John is fluent in Romanian. As a Romanian myself, being able to discuss everything in my native language was a real bonus. If you're looking for a knowledgeable mortgage advisor, especially as a first-time buyer, I'd highly recommend John and the team at Smyths Financial.
  
 
      Posted on Google  
   
   Katarzyna Mazur 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a fantastic experience working with my mortgage broker. They were incredibly helpful, patient, and supportive throughout the entire process. They took the time to explain everything clearly, answered all of my questions, and made what could have been a stressful experience feel straightforward and manageable. I really appreciated their responsiveness, professionalism, and genuine willingness to help at every stage. I would highly recommend them to anyone looking for a knowledgeable and reliable mortgage broker. Thank you for making the whole process so much easier!
  
 
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   Tabrez Chaudhry 
 
 
 
 Trustindex verifies that the original source of the review is Google. John was amazing, he gave excellent advice and was very responsive. I would highly recommend
  
 
      Posted on Google  
   
   Jessica Taylor 
 
 
 
 Trustindex verifies that the original source of the review is Google. John and Monica have been great to work with! So responsive and great advice and really friendly. Couldn’t recommned enough

Ways to reach us

Guidance from experts in foreign national mortgage advice.

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Helping you buy, remortgage & move with confidence